Terms & Conditions

Who you are buying from

Gram's Guide to Adulting is written and sold by Val Jensen ("Gram"), a sole proprietor based in Minnesota, United States ("we", "us"). You can reach us at vmmjensen@gmail.com.

Payments

Payments are processed securely by Stripe, which handles card details, receipts, tax and billing support on our behalf. We never see or store your card number. Depending on how you pay, your bank statement may show LINK.COM alongside our name. Billing questions can always be sent to vmmjensen@gmail.com.

What you are buying

A one-time purchase of Gram's Guide to Adulting for $14.99 USD gives you personal, non-transferable access to the complete digital guide on this site and a downloadable PDF copy. Access is granted to the account used at purchase, or to the account created with the same email address used at checkout. There is no subscription and no recurring charge.

Intellectual property

All text, letters, illustrations and design in the guide remain the property of Val Jensen and are protected by copyright. You may read, print and keep a copy for your own personal use. You may not resell, republish, redistribute, share your account, or use the content commercially or to train machine-learning systems without written permission.

Acceptable use

You agree not to misuse this site: no attempts to break, probe or overload it, no circumventing payment or access controls, no sharing login credentials, no uploading unlawful or harmful material, and no automated scraping of the guide.

Suspension and termination

We may suspend or terminate access to an account that breaches these terms, attempts fraudulent payment, or redistributes the guide. Where a purchase is reversed or charged back, access to the guide ends.

Disclaimer

The guide shares general life, money and household advice based on personal experience. It is not legal, tax, insurance, medical or financial advice, and it is provided "as is" without warranties. Please speak to a qualified professional about your own situation.

Changes and governing law

We may update these terms from time to time; the date above shows the latest version. These terms are governed by the laws of the State of Minnesota, United States.

See also our Refund Policy and Privacy Notice.